Credit cards don't have photos.
> How many Americans wouldn't be able to present a CC or ID?
The number of Americans who don't have a government issued photo ID is estimated around 1%. The number gets larger if you start going by technicalities like having an expired ID that hasn't been renewed yet.
The intersection between the 1% of 18+ Americans who don't have an ID and those who want to fully verify their Discord accounts is probably a very small number.
Same in the UK, but Steam uses credit cards for age verification there and refuses if you provide a debit card instead. Evidently the payment backends can tell credit and debit apart.
> Nearly 21 million voting-age U.S. citizens do not have a current (non-expired) driver’s license. Just under 9%, or 20.76 million people, who are U.S. citizens aged 18 or older do not have a non-expired driver’s license. Another 12% (28.6 million) have a non- expired license, but it does not have both their current address and current name. For these individuals, a mismatched address is the largest issue. Ninety-six percent of those with some discrepancy have a license that does not have their current address, 1.5% have their current address but not their current name, and just over 2% do not have their current address or current name on their license. Additionally, just over 1% of adult U.S. citizens do not have any form of government-issued photo identification, which amounts to nearly 2.6 million people.
From https://cdce.umd.edu/sites/cdce.umd.edu/files/pubs/Voter%20I...
> Additionally, just over 1% of adult U.S. citizens do not have any form of government-issued photo identification, which amounts to nearly 2.6 million people.
The rest of the statistic is about driver's licenses specifically, including technicalities like expiration dates and address changes. The online ID check for age verification don't care about the address part anyway, in my experience.
If someone has an expired drivers' license or they changed their name and haven't updated their IDs, they have bigger problems than age-verifying their Discord accounts.
For DL alone:
>Data indicates that approximately 84% to 91% of all Americans hold a driver's license, with roughly 237.7 million licensed drivers in the U.S. as of 2023.
Add in an ID and Passport and we are likely closer to 99%
