I agree with you about magic money. Frequently downvoted when I put it forward but by and large I think that the human psyche needs to have a daily sense of having "accomplished something".
Otherwise I suspect many of us will (reluctantly) drift off into lives that center around drinking alcohol, playing video games…
That describes much of my career as well. Curiously (or not) the job I had that felt the most satisfying was when I was paid to mow lawns as a youth. Beginning with a ragged lawn and leaving it looking clean and evenly cut was satisfying.