I work at an insurance company and I can’t see AI replacing even 10% of the employees here. Too much of what we do is locked up in decades-old proprietary databases that cannot be replaced for legal reasons. We still rely on paper mail for a huge amount of communication with policyholders. The decisions we make on a daily basis can’t be trusted to AI for legal reasons. If AI caused even a 1% increase in false rejections of claims it would be an enormous liability issue.