If you are not a backwater that doesn't get any travelers, you should cater to tourists who, as a rule, do not speak your language. Even those tourists who do speak a few phrases will absolutely be unable to understand something as complex as a the train spilling up into two before going to the Airport.

> Why should anywhere cater to my failure to learn their language and systems? It’s nice if they do but I don’t expect it.

I certainly don't see this attitude from Germans in Spain.

In Europe it is pretty hit or miss though, unfortunately.

I’ve used it like a debit card/credit card. On phone and as a physical card for tap-and-go on transport. I’ve used it for booking accommodation bookings online too.

Fees are low/non existent and conversion rates good.