- House prices increasing while wages are stagnant

- Home loans and increasing prices mean the people going for huge leverages on their home purchases

- Supply is essentially government controlled, and dependent, and building more housing is heavily politicized

- A lot of dubious money is being created, which gets converted to good money by investing it in the housing market

- Housing is genuinely difficult to build and labor and capital intensive

> The key issue upstream is that too many good jobs are concentrated in too few places

This no longer is the case with remote work on the rise, If that were the case, housing prices would increase faster in trendy overpriced places, but the increase as of late was more uniform, with places like London growing slower (or even depreciating, relatively speaking) to less in-demand places.