Firms like penpot are basically saying "look, if you pay us this much, we're not going to put hard quotas on you, just get on with it", but if you then try storing backups of annas archive on it, they are probably going to suggest that you are not operating within the spirit of the agreement, even if you're within the letter of it: fair use will apply.
Some people like to know where they stand. They want hard quotas. So fine, ask them for hard quotas. Ask for the fair use clause and understand it.
Most of us know what it means (it's a soft quota with fair use limitations), and are happy with not abusing the tier and having a bit more freedom, though.