> fake terminal
... at the self-checkout of a major grocery store?
> Outside the US tap+pin/dip+pin is even common
As far as I can tell "dip + pin" is exactly what I do with a debit card. This is literally the first time I've ever heard the term "EMV", so I looked it up:
> EMV cards are smart cards, also called chip cards, integrated circuit cards (ICC), or IC cards, which store their data on integrated circuit chips, in addition to magnetic stripes for backward compatibility. These include cards that must be physically inserted or "dipped" into a reader
As far as I can tell, that exactly describes my debit card.
> but banks for some reason really are averse to requiring Americans to add a pin to credit cards.
Well, yes, the entire selling point of tapping the card is that you don't spend those precious seconds on entering a pin. And my point here is to reject that culture of hurrying up (at the potential expense of carelessness).
