I think it's largely a matter of how regular these events are. Finnish winters are universally cold, with lots of snow. So car-owners switch to winter-tyres in advance of snow/ice, trams always work, and suchlike.
In the UK, either in Scotland where I lived as an adult, or Yorkshire where I grew up snow was something that lasted for a few hours most of the time, and so people weren't used to it. If it snowed enough that the roads were covered busses would be cancelled, trains wouldn't run, and schools would be closed.
