Are $100 bills really transactional currency in much of the US? I carry a few traveling internationally but I'd never count on being able to use one at a US convenience store and I'm guessing there would be some friction even at a chain store.
I transitioned to mostly cash. 50's are the new 20, 100's are the new 50. I rarely have an issue with a $100 bill, but I don't pay for a $3 cup of coffee with it either.
It's an annoyance similar to the people who like to whine and apply surcharges to credit card transactions.
That's probably an exception. I'd never depend on being able to use a $100 bill in general. In Massachusetts, I've actually had to do some chasing down of $100 bills as trip reserve money. Not sure I could get anything larger than a $20 from a major bank's ATM. But I guess we're an impoverished state.
Well, yes. We'll risk the $100 bill vs. not being paid at all.
The point stands that, in my experience, $100 bills are an outlier in most of the US and will, at a minimum, invite additional scrutiny or simply be refused in many situations.
