I thought printed papers were all but dead even in the US and can't recall the last time I saw a stand or store where I could buy one. They faded away unceremoniously, like phone booths.
That there is enough money in it to motivate kids to get up in the morning still today I would never have guessed.
Also astonishing are the size and presence of the various fees! Around here a 5 dollar fee for invoicing is the highest I've seen, and it raises eyebrows even among the Mercedes/BMW crowd because everyone knows it doesn't cover any actual additional costs, so it's basically a scam. A way for companies to say "interest free" while still collecting interest.