Sure, but these are all true of middle-class employees as well:
1) Many middle-class families rent and their landlords aren’t necessarily any more understanding.
2) Not to be too political, but many middle-class employees don’t enjoy a friendly relationship with police either and similarly can easily “fail”.
If your argument is that being wealthy affords you a lot of leeway to fail in life, I mostly agree (though again, there are plenty of minority groups who would disagree that wealth always affords that privilege), but “middle class” encompasses a very wide swath of people which this doesn’t apply to. Many middle-class employees in the US are a paycheck or two away from being pretty destitute.
Maybe you meant “professional” or “upper class” instead?