I did not know you had a checksum in US zipcodes (I am French, oir zip codes are for the most part "region number"+"number that may tell about the importance of the city or carry a completely different meaning".
78000 is Versailles, which would make the city the "most important" city of the 78 "region", one of the ones around Paris.
78140 is another city, and 78142 (a mde up number) would be some internal numbering in the city, usually linked to a post office and usually unknown to the everyday Joe.
How this gets complicated is fascinating.