I'm not very liquid at the moment. My salary is a measly 60k a year. Most of 80k that is my share of the profit will stay in the company instead of go into my pocket, but the 33% ownership in the company is valuable. Very typical valuations for companies in general is 10x profit, which would mean my share of the company is worth 800k. Companies getting strategically acquired can be 20x revenue, which makes my share of the company worth 4.7million.
At FAANG I would have likely made a liquid 300k * 5 = 1.5million, which would allow me to spend more money and enjoy life right now. However, the next 5 years with my company will likely be a lot more valuable. If we manage to grow 30% a year then after 5 years profit will be 900k. That means 300k a year profit share, 3m valuation at 10x profit and 17m valuation at 20x revenue.
Heck you’re making less than a run of the mill enterprise dev is making in a second tier major city in Atlanta
And as a founder, you still need to do well to do better off than a BigTech employee and statistically you won’t come near.
And on top of that, you’re sounding like every startup that doesn’t realize that they can’t linearly project growth based on past performance. The first cohorts are almost always easier than later cohorts unless it is a platform with network effects.