Plaid and Finicity do this in the USA for some linking of banking to other financial products. Feels SO insecure. Connecting my credit union checking account through Plaid even ironically brought me to a login page which explicitly states I should never give my banking password to any other entity.

If I need to link my accounts and these services are the only choice then I change my banking passwords immediately after.

I have a Klarna account I opened when their flex account rate was amongst the best you could get and I don't remember them ever asking for my bank credential.

I think Bankin' used to before PSD2 and to get a bit more information from some banks but then again Bankin' is a financial agreggator whose explicit purpose is crawling your banking data so it's not too surprising to see them asking for your credentials.

So does Paypal nowadays when you want to open a new account...

Thousands and thousands of institutions, they scrape.

Flinks is also an often-used aggregator in Canada.

"Connecting" savings accounts from EQ Bank or Wealthsimple to an account at TD Bank requires providing TD credentials to Flinks.

If you used the first gen "pay later" services they'd scrape you for "compliance checking" or simply mask it as a transaction which is actually just personal information scraping.

Most of the times you did not see it, as it's obfuscated as a part of the transaction.

They are also the companies complaining a lot about the "failure" of the PSD standards since it limits how much and how obfuscated they can scrape everything (and there are records).

It seems mainly localized to Germany