The only reason I even have to "upgrade" to a higher version number is how quickly app developers (including Apple themselves) drop support for older OS's. My iPhone which is stuck on iOS 15 runs just as well as the day I bought it, but every other app I download tells me (in essence) "LOL your phone is too old and our developers are too lazy to keep our software running on it. Upgrade your OS or get lost loser".
That's literally the only thing motivating me to upgrade anymore: The treadmill of software compatibility. Apple doesn't have to innovate--they just need to make sure the ecosystem is broken after ~5-10 years or so.
Operating systems like Debian is sufficiently boring that I can just upgrade and continue computing. macOS upgrades have become a small gamble, the stuff that I depend on may not continue to work, or at least it will take a good deal of work. There are however no reason to upgrade, so the risk isn't really worth the hassle of upgrading and breaking Java or Python.
Only thing I see on the Apple' what's new that looks interesting is Metal updates. Most of the rest is UI.
Apple actually partially solves this: as a user, if I have EVER downloaded Older Version X of an app, and then go to download it again, they let me. However, if I have never downloaded the old version and go to download it, they just say “this app is not compatible with your device.” and don't give me the chance to get the older, compatible version. I don’t know why they make this distinction.
Worse are the third party apps where the old version still actually runs, but the developer deliberately blocks you with a full-screen “go away” dialog (I’m looking at you, FlightAware).
But the situation now is: No recent apps work on Catalina since it’s considered obsolete (except open-source apps you compile yourself). But Big Sur and higher are ridiculously slow on Intel hardware, to the point where it’s unusable. I now have an otherwise perfectly good 2019 Intel MacBook that has been gathering dust for the past years.
It’s less of a burden for corporate giants which is why you see much longer support timelines from e.g. Google.
It's all slow incremental updates pretty much.
But yeah, I agree with you.