Lots of farmers in my area owning equipment with fresh paint (well, plastic panels these days) that can't make land payments, or at least complaining about it. The ROI on new equipment is poor and when things were booming the farmers lost discipline and the manufacturers were happy to add features and cost - fun for everyone! Chickens are coming home to roost now for a lot of folks and some of them are sharpening their pencils and some of them are in denial - in my opinion.