It may differ depending on countries, but I tried sending $8k USD to Malaysia and it took some time. Can't remember if it was weeks or days but point being it wasn't as instant as crypto can be.

Also, I think you're neglecting to point out the rigmarole involved with making a Wise account — connecting your bank accounts etc. And the recipient might also need a Wise account for instant transfers (but I believe Wise becomes a custodian for your funds in that case).

Crypto wallets can be generated by the click of a button. I think I taught my mom how to make a crypto wallet at some point. She didn't understand how to keep her crypto safe, which is its own issue, but wallet creation is easy.

I'm far from a crypto maximalist, but nigh-instant transfers with very little fee is a very attractive benefit of crypto.

> What's the problem with using Wise?

On march 16th 2022 I sent $500 to my cousin in the USA, the transaction was completed on may 2nd 2022 after 9 back and forth emails with support. The first email on march 16th was asking me to confirm some information which I did same day, the other 8 back and forth emails was me asking when was my transaction going to be completed... at that time I had been an active wise user for 3 years...

I'm a Wise user. Transfers are mostly fine for currencies they support. The transfer is usually pretty fast. I tried paying for a guided Hike in Tbilisi, Georgia a few years ago, and the transfer took almost a week, so it's slow in some cases. For currencies Wise doesn't support, you need to look at other options, such as Western Union or crypto.

What's the problem with using crypto?