b) If there was a $250,000 car that could drive itself around given major cities, even with the geofence, it would sell out as many units as could be produced. That's actually why I tell people to be weary of BOM costs: it doesn't reflect market forces like supply and demand.
You're also underestimating both how wealthy people and corporations are, and the relative value being provided.
A private driver in a major city can easily clear $100k a year on retainer, and there are people are paying it.