This is the worst job market I've seen since the dot com bust. It's much worse than the Financial Crisis. There are tens of thousands of out of work programmers, and in the next few years more and more new grads are joining the mix. You have to understand who your competition is. There is also the existential crisis of AI taking our jobs as well hanging over us. It's pretty rough out there. That said, during the dotcom bust is when we first saw offshoring to India and people were worried to death that all the jobs were going to go to India and for the most part they didn't, there was still a competitive advantage to continue hiring in the US for the next 20 years.
The only way to get a job right now is either through connections from a friend or coworker that thinks you're great, or by hustling and applying to thousands of jobs, or by forming your own company.
Everything you know about finding a job, increase things by 100x. If last time you sent out 20 resumes and got a job, this time send out 2000 resumes. I'm not joking.
It's going to be tough, but if you're resilient, you will find a job. If you're worried about money, move your spending down to as close to 0 as possible. Move in with friends or family, eat ramen, and keep applying. You can do it!