- You are in front of the attacker site that looks like a legitimate site where you have an account (you arrived there in any way: Whatsapp link, SMS, email, whatever). Probably the address bar of your browser shows something like microsoft.minecraft-softwareupdate.com or something alike, but the random user can't tell it's fake. The page asks you to login (in order to steal your account).
- You enter the email address to login. They enter your email address in the legitimate site where you actually have an account.
- Legitimate site (for example Microsoft) sends you an email with a six digit code, you read the code, it looks legit (it is legit) and you enter it in the attacker site. They can now login with your account.