I looked for alternatives, such as PayPal, and Square. They consider dating websites "high-risk", so they would most likely ban the account as well. It just seems like too much of a headache to rewrite the codebase to just have the account banned again.
> Why not crypto?
I thought about this as well. I don't dislike the idea of crypto, but what would users think? It would probably be a huge red flag and look like a scam site.
So, the dating sites that are already in existence are it - they own the market. I'm pretty sure I've read that the execs of Stripe are also invested in Tinder/Bumble*, etc. No wonder it's extremely difficult to compete.
* - not sure if this is actually true.