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0 pointsterminalshort8mo ago0 comments

It would be very easy to write a law that banned payment processors from refusing service without showing financial justification (e.g. high chargeback rate). But why would the government do that? They like to have power to lean on companies to hurt people where they can't do it directly due to the constitution.

0 comments

gs178mo ago

> e.g. high chargeback rate

Even this is sort of bullshit. Chargeback fees are paid by merchants and there are already high-risk merchant accounts with higher fees and cash reserve requirements as a solution.

some_random8mo ago

It goes beyond this though, at some point you need to go from "this account is high-risk" to "this account is probably running stolen credit cards".

gs178mo ago

But in Steam's case, it feels more likely fraud would be attached to CS weapons or something than random porn games.

some_random8mo ago

In principle they absolutely could, but are they though? I don't know of any examples of this actually happening.

hackingonempty8mo ago

Utilities and common carriers are examples. Porn and Cannabis businesses have no trouble getting electric, water, and telephone services.

In the USA at least, you can even steal electricity and be convicted of the crime and they still have to provide you with service, they just put your meter up on the pole.

j / k navigate · click thread line to collapse

0 pointsterminalshort8mo ago0 comments

0 comments

gs178mo ago

> e.g. high chargeback rate

Even this is sort of bullshit. Chargeback fees are paid by merchants and there are already high-risk merchant accounts with higher fees and cash reserve requirements as a solution.

some_random8mo ago

It goes beyond this though, at some point you need to go from "this account is high-risk" to "this account is probably running stolen credit cards".

gs178mo ago

But in Steam's case, it feels more likely fraud would be attached to CS weapons or something than random porn games.

some_random8mo ago

In principle they absolutely could, but are they though? I don't know of any examples of this actually happening.

hackingonempty8mo ago

Utilities and common carriers are examples. Porn and Cannabis businesses have no trouble getting electric, water, and telephone services.

In the USA at least, you can even steal electricity and be convicted of the crime and they still have to provide you with service, they just put your meter up on the pole.

j / k navigate · click thread line to collapse