Again, the point was to compare apples to apples, a completely new system that both parties need to adopt, cryptocurrency vs one of the modern fintech options available to both, not the entrenched incumbents which abuse their market position.
Now, it's plausible no such modern option existed in this specific case, but if that's the case, it's almost certainly a regulatory issue, since all big fintechs are under competitive pressure to expand aggressively. So, this, again, proves the crypto use case as primarily a circumvention tool.
There are definitely bad governments out there and I can sympathize with people trying to evade capital controls, mandatory exchange rates etc., but this is not a reason to dismantle the financial regulatory powers in any of the stable democracies of the free world.
To make an analogy, machine guns are definitely a powerful tool when you are fighting a tyrannical government, but nonetheless I don't want them to become available on my street. It's hard to even make a dual use argument for cryptocurrency, as a money transfer system it doesn't have substantial legal utilization after more than a decade of hitting the mainstream, it's still primarily a vehicle for money laundry, regulatory evasion and speculation.
