When the benefits accumulate to less than 1%, while the costs are borne by everyone else, who are simultaneously frozen out of benefitting through over-weaponization of high level network effect through acts of political and industrial collusion, then you'll have to excuse me if I give the doomers looking at their future a bit more credence than your starry eyed optimist. Especially when every "but no one would ever do that/that won't happen" that my more optimistic self believed in over the last half of the average human lifespan has inevitably turned out to have whipped around and slapped me in the face.

I'm a systems thinker, and a system is perfectly tuned to get the outcomes it does. If you want the outcome changed, you have to change the system. There's too much rent seeking, and too much power centered around woefully too few fools to keep one another from dicking around too extravagantly with it.