Then there’s the batshit crazy dude who’s living under the bridge who’s staring off into the trees and can’t hold a coherent conversation. This poor soul is not homeless because his landlord raised his rent from $2000 to $2200 and he just can’t eke by.
However the mother in case 1, could absolutely benefit from:
1. Better health insurance 2. Better financial education 3. A credit on housing or whatever.
This is why no one can agree on homelessness because half the population imagines the “noble” woman scenario and the other half imagines the bat shit dude with his pants around his ankle.
The solutions to each are drastically different. So you sound like an idiot when you say “we just need more homes” when you’re picturing scenario 2. But equally people sound like idiots when you say “we just need more mental institutions” but the listener is picturing scenario 1.
We’re talking in circles and English needs more words to describe these two drastically different types of people.