EDIT: You can quibble on the exact rate of people's worth of work versus the cost of these tools, but look at what a single seat on Copilot or Cursor or Windsurf gets you, and you can see that if they are only barely more productive than you working without them, the economics are it's cheaper to "hire" virtual juniors than real juniors. And the virtual juniors are getting better by the month, go look at the Aider leaderboards and compare recent models to older ones.