My perception is that people always felt like car dealers were scamming them.

BUT people saw opportunity in the big things: education, housing, reward for good work. This is the part that has unraveled. Even public universities are out of reach for much of the middle class (this was not the case as recently as the '70s). We have systematically under built housing for 2 generations, so our job centers are ridiculously expensive. And our business culture has largely de-linked performance and job stability so that well-performing people routinely get laid off for even when their firms are doing well.

It's worth noting here that all of these are enabled by deliberate policy changes that have been enacted since the 1980s.

I wonder about this, too. What were things like in, say, the 1960s? When you went to buy a new appliance, did you feel like the appliance was designed to intentionally screw you as much as possible via planned obsolescence, anti-consumer-repair measures, purchased "warranties" that had tons of fine print so you could never actually benefit, etc?

Even as a kid growing up in the 80s and 90s, I learned that everything was a scam. How many times did child-me watch a TV commercial (on the childrens' channels) that showed a remote-controlled toy car doing extremely cool stunts and riding on rocks and dirt, only to get it for a birthday present and have it not able to move at all unless it was on a totally flat, level, surface? Or, have you ever seen a commercial for a toy like the "Rock 'em Sock 'em Robots"? I'm sure they're on YouTube. Then once you see the toy in person it's pathetic.

I've truly been taught my whole life that everything is a scam.