(For example, you get successful enough that you need a bit of office space. Well, your little business is not going to persuade anyone with nice office space to lease to it alone... Landlords will instead demand the owners personally guarantee the lease, i.e. commit to paying it or go bankrupt trying, even if the business shrinks and no longer needs or can afford the space. So you thought, great, we had a couple years of strong growth. Now you get to commit personally to five years of a huge expense. Congratulations.)
