Hawking radiation does not require an accretion disk.
Edit: with an accretion disk, I'd assume we'd have noticed it by now. Outside of that, as a black hole gets smaller, the hawking radiation wavelength should go down. It is rather weak overall, but it would be rather close. I haven't actually done the math, and, this is not my area of expertise. Would a relatively close by small black hole's hawking radiation be brighter than further X-ray emitters? Dunno.