Fair enough. Many of my end users were indeed eager or at least willing to learn as you say. A non-insignificant portion were not though, and those are the ones I'm speaking of. But that was also a professional environment. Your interested users had some obligation to the company and the support of professionals like yourself to guide them.

Additionally, I don't think these people are stupid, and I'm not demeaning them. They simply do not care to know and that's perfectly fine. I wouldn't demean someone for not understanding how their car works, or even failing to get their oil changed. The computer is a tool to file taxes and shop on amazon for most people, they have a million other priorities in their lives that come before making sure windows is up to date, let alone actually considering its security. It's the job of these companies to ensure their technology can be used safely without consideration by the end user.