If you read the article you would see that every bracket has some disposable income. The middle 60% (which isn’t the top 10% from the headline) spends more than $1000 a year on vacation. Cut that in half and invest $500 a year into the market and you would have a few hundred thousand for retirement (way more than typical retirement savings).
Also, in response to these…
> “Guhuh just fununcially aducate urself”
> Must be easy to talk shit when sitting on your cushy white collar job.
> Stop simping for billionaires, it’s pathetic.
…I suggest reading the site guidelines:
https://news.ycombinator.com/newsguidelines.html