It's not about being smug:
1) playoff format rends 6 months of games not very important, the biggest difference is in your seeding. That's..all?
2) another way it makes the previous 6/7 months pointless is that your entire season is based on a single set of games. You can be the best team in the league by far, but then if one player gets injured or you're out of form or unlucky it's over
I just don't like leagues with a playoff system, you either have a league or you have a round robin, both seem directed toward squeezing tv rights, not awarding the best team of a season.