I'm running Win11 but I had to check, because I forgot. I remember having to turn off a bunch of bullshit when I first installed Win on this machine but there aren't ads or anything. The most annoying thing it does is power cycle when I'm not expecting it, in order to update. Pretty sure there's a setting for that I haven't touched.
The power cycling is especially annoying for me since I dual boot and I (intentionally) have grub boot into Linux by default. The bright side is it encourages me to spend time in Linux by default!