US banks do pay interest. If you're not earning at least US federal funds rate minus ~50bps, that's on you for not choosing to spend 5 min to open a bank account.
https://www.doctorofcredit.com/high-interest-savings-to-get/
Capital One/CIT/Citi/PNC/Apple Card/Marcus/Ally/American Express are all reputable, big banks with long histories.
