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0 pointsProfessorLayton1y ago0 comments

>Not having a job is a pants-on-fire emergency, and I would be interviewing 24/7 until I corrected it, even if the hiring market meant that was hopeless. I'd be a nervous wreck until I found a job, any job.

Same, although I'm not sure it's always a privilege thing, but also one's background. I've done pretty well for myself these last few years, and financially speaking it would not be the end of the world if I lost my job tomorrow. But I come from a working class family, and grew up with nothing.

I was raised and surrounded by family members who work a lot harder than I do for a lot less pay. They sacrificed a lot for me to go to school and get a good job, so if I were to lose it, the last thing I'd want to do is just chill for 2yrs even if I could afford to.

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pesus1y ago

I think this might be the single biggest factor, and it seems hard, if not impossible, for most people who grew up in financially comfortable situations to truly understand how much it affects every aspect of your life.

I was fortunate to grow up relatively (lower?) middle-class, but even then, we weren't exactly financially secure, and I still remember how bad things were during the Great Recession, even though I wasn't working at the time. My wife grew up in poverty, and even though we're both doing decently in our careers, I don't know if she'd ever truly be able to get rid of the worry and anxiety that something might happen and we'd end up homeless. Even if we suddenly won the lottery and ended up with $500 million, that fear would probably still be there at least a little bit. And like you said, that fear makes enjoying/being comfortable with unemployment impossible.

phist_mcgee1y ago

Absolutely agree. Middle and upper class people view money and wealth fundamentally differently through a security lens. Growing up poor radically alters the way you feel about money, i'm more stressed about money than i've ever been, but on paper i'm doing great. I always feel like i'm one wrong move from disaster that will throw myself and my family into a pit we won't be able to escape from.

astura1y ago

>My wife grew up in poverty, and even though we're both doing decently in our careers, I don't know if she'd ever truly be able to get rid of the worry and anxiety that something might happen and we'd end up homeless.

DUDE!!

Im older than you and I grew up poor.

Between my husband and I we have a little under half a million dollars in easily accessible liquid assets. I also have enough in my retirement accounts that I could definitely retire at 65 comfortably if I stopped contributing today (CoastFIRE).

I am just barely starting to feel like I'm financially secure.. like I don't feel it, but I logically tell myself that I am. I feel like I'm finally starting to believe myself.

em-bee1y ago

i think this is the sign of an inadequate safety net. i also grew up poor with a single parent who could not work until us children were old enough to be able to be at home without supervision. so we had to rely on government support.

now i am not exactly well off either. but i never felt i was financially insecure even when i was low on money. that safety net is always there, and having experienced it, i am comfortable trusting it.

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