That's what I was thinking - it sounds welcome. I would love if every recurring charge I had required me to recieve a notification to approve it.

I have spent my entire adult life attempting to avoid subscriptions and only use services I pro-actively pay for, which has become rather impossible over the last decade.

Returning to that would be great! Of course, a large amount of SaaS companies would be very unhappy with this - recurring billing on customers who forget about the service is a major revenue source. There's an entire industry built around "not-quite-scamming" people in this way.

Lately I've taken to using whatever credit card I have that is going to expire the soonest, or a virtual card, and then not updating it on customer portals. In many cases, this allows me to use a different card to make a "one time payment" after the recurring payment fails, which prompts me to evaluate whether or not the service is still something I need every month.

I highly recommend privacy.com (not sure if this works in your jurisdiction) but this is how I've been navigating subscriptions for the past few years. I create a new card (privacy.com linked to my bank account) with one click, can set spending limits ect and do this for every subscription I'm not sure I'm going to want to resubscribe too. I can set it as a one time authorization for a certain amount to meet sign-up requirements and then I don't have to worry about forgetting.