What i’ve found delusional is the amount of duplicative entry of data by individuals that’s already been submitted to the tax agency electronically by employers and finance firms.
At least in Canada for the last couple years, our tax software can download all that from the tax agency and plug that into
your forms automatically. And for most people, that’s all the info there is.
There aren’t a lot of “elections” or “decisions” to actually make when filing.
And there’s a lot of stuff that doesn’t happen automatically because you •could• have the same investments across multiple brokers, but that’s not the majority either.