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0 pointsdataflow1y ago0 comments

What depends on the premium? In my mind, you state the item and the value, they tell you the premium they would cover it at. Where's the perverse incentive, and why is it relevant what anybody else would pay for it?

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listenallyall1y ago

If you intend to insure a pillow for $1 million, expect the premium to cost about $999,950.

dataflowOP1y ago

I wrote as much in https://news.ycombinator.com/item?id=41755211

listenallyall1y ago

Then why did you object to zabzonk's comment?

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