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0 pointstheragra1y ago0 comments

You are a bit naive. I opened account for my mum, and I've seen how when I want to send or receive (legitimate and small) payments for her PayPal just says "cannot proceed with action" or something like this.

It is better if you submit your passport and other data, but still far from painless. Their automatic systems flag transaction and then you are stuck, sometimes for ages. If you use browsers that prevent tracking or VPNs (legitimate and needed in many cases), then it is even worse.

It takes half a year for the new account to become more trusted and be less flagged.

Internet is full of stories how PayPal blocks people and they can't find why or appeal.

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2 comments · 1 top-level

Alupis1y ago· 1 in thread

You are talking about something entirely different than myself or the OP.

OP, and this discussion is about PayPal the credit card processor (their main business), not PayPal the p2p payments things a la Venmo.

For p2p payments, you do need to verify the account, otherwise it will be locked. They go out of their way to tell you this, so if you refuse to do so, do not be surprised when your account is limited or locked.

> It takes half a year for the new account to become more trusted and be less flagged.

This is entirely made up. Simply verify you account. They offer several ways. They have to verify who they are allowing to receive/send money for very obvious reasons.

Fun fact, people love Venmo and hate PayPal - yet few realize they're actually the same company.

theragraOP1y ago

Made up? Im talking about my own personal experience. You can't receive money from other newer accounts for some time. It starts to work only when you "trained" their algorithms with older accounts and smaller amounts.

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