Copilot gives you some autofill that sometimes can be helpful but often not that helpful. I think the best it did for me was helping with something repetitive where I was editing a big list of things in the same way (like adding an ID to every tag in a list) and it helped take over and finish the task with a little less manual clicking.
ChatGPT has helped with small code snippets like writing a regular expression. I never got 100% regex mastery, usually I would have to look up a couple things to write one but GPT can shortcut that process. I get a little paranoid about AI provided code not actually working so I end up writing a large number of tests to check it, which could be a good thing but can feel tedious.
I'm also curious how other people are leveraging them to get more than I am. I honestly don't try too hard. At one point I did try really hard to get AI to do more heavy code lifting but was disappointed with my results so I stopped... but maybe things have improved a bit since then.