> Some people desperately want poverty to be due to individual moral failure, as opposed to a systemic failure

There are zealots on both sides. Brilliant people are poor because they were never given an opportunity while rich nincompoops accumulate aristocratic power. At the same time, plenty of people are poor because they can’t make good decisions or have zero emotional self control while a few go from rags to riches. The problem is blended, and it shouldn’t be beyond reproach to question whether some factors are heritable, whether genetically or through cultural transfer.

And some people are open to the possibility/probability that personal actions and choices have an influence over the propensity to experience poverty, in order to understand (and intervene where feasible) to break the observed cycle in a structural way.