Clearly the definitions from all three major processors, both from consumer and merchant documents, don’t mean anything. Your anecdotes are far more convincing, for sure.
> So the blind advice of making a chargeback claim before making a refund/RMA type of request with the seller is really out of order in the steps to take.
That wasn’t even your point in the first comment. It was that chargebacks don’t do what they say they do. Way to move the goalposts when your initial point was clearly proven wrong.