You are responding to me, the person whose problem you think you solved. I take a bus that costs $98/month. The ferry is over $300 for a monthly pass. If I want to take the ferry tomorrow, with my bike, for example, it'll be about $20 for a daily round trip. My best option would be to taking a folding bike so I can take a train. That would work on nice days.
However, what I'm really asking for is to solve the problem for the millions of commuters. It's crazy that people waste so much time commuting.