You can't really predict what factor is gonna get you targeted. You also can't predict the particular manner in which data that's being collected about you will be used to harm you. Sometimes it's about secrets you'd want to keep private, but often it's about correlations drawn that may even be wrong. Like if public sentiment or government scrutiny were to turn against tech in a huge way, maybe even just a post history on hackernews existing for you, regardless of what's in it, correlates you to some kind of cybercrime they're pursuing with a dragnet, and this gets your credit pinged when you try to buy a house, and someone freezes your bank account because something's going on here and we should just lock it down to be safe until we figure this out. Who knows? The erosion of privacy is a powderkeg that makes everyone more vulnerable to these sorts of things, but the effects aren't felt by everyone all at once, but chaotically based on circumstances beyond your control, sometimes even truly random ones. I can't predict the actual threat model that will become relevant to you because the attack surface is enormous already and the problem is about how it's ever-growing
It's hard to convince people that "you are more likely to be targeted and there is more that can be done if you are but it may never happen to you in particular and there's basically no way to know" is something they should care about. Intuitive risk assessment that our brains are good at can't fucking fathom the world we actually currently live in. Nonetheless, that is the form risk takes, and you should care about factors that expose you to it, even probabilistically
