It's not a driver or hardware issue. Please concentrate more closely on the problem
as I describe it, not as you believe it to be.It happens with many different kinds of monitors, with many different kinds of docking stations, and 3 different laptops. I started encountering the problem on Windows 10, and continue to encounter the problem on Windows 11.
I'm pretty sure it has something to do with the fact that I change a lot of the taskbar's defaults. It's probably a setting that most Microsoft Windows engineers don't use, and an unusual enough corner case that either Microsoft Windows engineers haven't seen it, or are aware of the issue but haven't prioritized it.
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BTW: A lot of Explorer problems are not hardware related. Many software packages install Explorer plugins that crash Explorer or make it unresponsive. Ever have the right-click menu take forever to display? That's most likely a 3rd party plugin blocked on a network or filesystem call.
(I shipped a plugin and took care to architect the application so it wouldn't block Explorer.)