UPI is 'the' sexy tech of online payments because its so fucking smooth. I am shilling for an open tech because it just works.
you are not dependent on a particular bank network or phony names or apps stealing money. you always get real name of the bank holder of the remitee before paying, you are shown the amount clearly.
You NEED to input your transaction pin/bio to verify payment.
you can't be swindled by phony links because it clearly shows the name of the remitter and amount you are paying and you can't affect that from a sus link or whatever.
by whatever reason you are made to pay, you have to input your pin.
