You may not have noticed, everyone is on the internet. From the penthouses in new york to small villages in the savannah. Just being connected to the internet isn't noteworthy or targeted.

Being targeted by an adversary is not the same as being hit by random drive-by attacks hitting every IP in the relatively limited IPv4 address space.

That is what the antivirus is for. If you are not a high value target, then your risk is virus that are being widely distributed; and those will quickly find their way into an AV database.

If you are a high value target, AV is useless, since the attackers you care about will target you with bespoke mallare, that will not be in an AV database.