Not exclusively a Microsoft/Windows problem. It reminds me the nagging "Update iOS" messages in iphone, that take you to a new screen to dismiss them. Also in iOS, you can't use their wallet app for tickets and other cards if you don't add a payment card there, because they have this huge banner that says "Get started with Apple Pay" and that can't be dismissed. Disgusting.
This is false. I don’t use Apple Pay and I have lots of tickets and such. You don’t add them from within the Wallet app. The Apple Pay prompt is shown whenever you don’t have any passes or whatever in the wallet.