You're getting downvoted, as will I, because presenting an alternative anecdotal experience isn't acceptable in Windows threads. I've learned this the hard way.
Unfortunately just like the original post is anecdotal (I haven't had a machine fail to startup after an update since XP) not all anecdotes are born equal.
Interestingly, I don't see adverts myself, and I've never seen any at work. I -suspect- that's heavily regionalized.
Are there features I don't care for? Sure - I don't use OneDrive, I don't internet search from the Start bar, and I use Edge only occasionally. But it's not like somehow you -have- to use everything they ship.
I get it. An OS is personal. If you don't like Windows, use MacOS or Linux. All 3 have different approaches and one of them will fit you better than the others. Arguing over which is better or worse is like fighting over ice-cream flavors.