Some quick googling says OpenAI is losing $700,000 per day operating it's models, which some other quick googling say are processing roughly 10 million queries per day, which if we do quick back-of-napkin math is about 7 cents per query.

Currently their lowest-tier price is $20/month, and limits users to 80 queries per hour. If we assume that 7 cents number and our hypothetical user actually uses those 80 queries for whatever odd reason, that's $5.60 it costs OpenAI, which if that user used them for say, 8 hours (the typical work day), that's $44.80 for OpenAI on a user who's only paid $20. And that's one day, that $20 currently gets them a month of access to that 80 queries per hour. I hope for the dream of profitability that they would get throttled at some point. So the user could, in theory, already render their subscription a net loss for OpenAI with 4 workdays of steady usage.

And yes this is strictly back-of-napkin math here but it would explain why "OpenAI" and "bankrupt" keep appearing in the tech press over and over.